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How to Use Your Free Time to Boost Your Success

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Loan officers are often busy professionals, but most still carve out free time for themselves in their schedules. Or, maybe your workload has changed recently, and you’ve found yourself with more free time than in the past. Whatever the case, loan officers can utilize that free time to invest in their success. This doesn’t mean piling on work on the evenings and weekends. It means being intentional with your free time and including activities that support your success. So, what are some of the best activities loan officers can do in their free time to help them excel professionally? Let’s take a look:


Having some boundaries between your work and personal life is important. With more professionals working from home and with our email constantly at our fingertips, that separation can sometimes be challenging. A great activity loan officers can use to transition from work mode to free time is organizing. Right after you finish up work for the day or the week, use the first ten minutes of your free time to get things organized. Make yourself a list of any outstanding to-do’s, clean up your inbox, and declutter your workspace. This small investment of your time can make it easier to fully detach from work, and it will set you up for a great start to your workday when you return.


Whether it’s a couple hours in the evening or an entire weekend, your free time is full of potential. Loan officers can capitalize on this by incorporating some learning into their free time. This could be reading a book, listening to a podcast, or reading a few articles. It doesn’t matter if the material is directly related to work or not. Keeping your brain curious and engaged is an exercise that will benefit all areas of your life.


Many ambitious professionals find it challenging to make time to relax. It can feel difficult to detach and unproductive if they do. But giving yourself time to truly unwind is so important. It allows your body and mind to recharge so that you’re able to be at your best when you do return to work. Burnout is real. And professionals who don’t make time for relaxation in their time off are often more susceptible. Whether it’s a slow walk around the neighborhood, a chat with a friend, or an afternoon with a book, loan officers simply need to find the ways that work for them.

Get Inspired

Your free time is a chance to take a step back and reflect on your goals. What do you want to achieve – this week? this month? this year? This can include professional goals, though it’s often even more beneficial if you include the whole picture here. What are the things that matter most to you in each area of your life? Where are you striving to improve? What do you want your life to look like? Taking time to reflect on these things can help you reconnect with your goals and get re-inspired in your pursuit of achieving them.

How do you use your free time? Technology makes it so easy to either stay connected to work or zone out completely on social media. If you want to optimize your free time and use it to support your success, you have to be intentional with how you choose to use it. If you’d like to talk about these and other strategies loan officers can use to fuel their success, don’t hesitate to reach out. I’d love to set up a time to talk.

Don Riggs

VP – Retail Market Leader

NMLS 132702



This is not an advertisement pursuant to 12 C.F.R. 1026.2(a)(2). This is informational, recruiting material intended for mortgage professionals only and is not for distribution to consumers or prospective applicants for residential mortgage loans. Cardinal Financial Company, Limited Partnership, NMLS ID 66247, is an Equal Housing Opportunity Lender. Corporate Address: 3701 Arco Corporate Drive, Suite 200, Charlotte, North Carolina 28273. Licensing information can be found at: